About WA Mortgage Advice

WA Mortgage Advice is a fully accredited mortgage broker servicing Western Australia and Perth.

WA Mortgage Advice have access to over 30 Australian lenders, including the major banks, building societies, non-bank lenders and non-conforming lenders. We are Credit Representative Number 426573, of Advantedge Financial Solutions Pty Ltd (Corporate Credit Rep No. 392534), and are licenced by BLSSA Pty Ltd (Australian Credit Rep. No. 391237).

WA Mortgage Advice was founded by John Spencer, former Mortgage Broker of MLC Mortgage Solutions, an in-house broking firm servicing Financials Advisers in the MLC group. With fourteen years’ experience working in the Financial Services Industry, John brings a sense of personalisation and expertise to the process, combined with knowledge of what’s happening in the market, various strategies to benefit you, and above all customer service.

John started his professional career in finance in 2001 working at the National Australia Bank. In 2008 he moved overseas to work for HSBC in London and came back to NAB in 2010. In 2012 he join the WA Mortgage Broking Team of MLC Mortgage Solutions. Finding this part of his career has been the most exciting and rewarding, and led John to start his own business.

“I focus on creating and sustaining trusted long-term relationships with my clients, by delivering an outstanding level of service to help them achieve their life goals”


John Spencer

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Why use WA Mortgage Advice?

Honest Mortgage Advice

We work for you, not the banks.


Hectic lifestyles don’t leave time for long daytime meetings at the bank. We offer free appointments at the time and place that suits you, including after hours.

Stress-free process

We take the time and hassle out of shopping around for the right loan, by looking after the entire process for you. From comparing home loan options to preparing the paperwork and supporting you through to settlement.

Expert advice at no cost

We offer our service at no charge to you.